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Withholding Tax Calculator Pakistan 2026-27

Calculate withholding (advance) tax for 2026-27 under the Income Tax Ordinance 2001. Pick the payment type to see the filer rate (non-filers pay higher under the Tenth Schedule), with the legal section for each.

Withholding (advance) tax under the Income Tax Ordinance 2001. Rates are for filers (Active Taxpayers List); non-filers pay higher under the Tenth Schedule. The exemption is an annual aggregate per vendor — so enter your monthly payment and we check it against the yearly threshold.

Annual payments (× 12)
Rs 600,000
Annual exemption threshold
Rs 75,000
WHT applicable?
Yes — over threshold
Filer rate — sec 153(1)(a)
5%
WHT per payment / month
Rs 2,500
WHT per year
Rs 30,000

Monthly vs annual: no withholding is required while your total payments to this vendor in a financial year stay within Rs 75,000. Companies pay vendors monthly, so track the running yearly total — once cumulative purchases from the vendor cross Rs 75,000, WHT applies to payments (§153 monetary limit: Rs 75,000 for goods, Rs 30,000 for services).

PaymentSectionFilerAnnual exempt up toNote
Supply of goods — company153(1)(a)5%Rs 75,000Non-filer ~10%
Supply of goods — individual / AOP153(1)(a)5.50%Rs 75,000Non-filer ~11%
Services — company (general)153(1)(b)9%Rs 30,000Specified services & professionals differ; non-filer ~18%
Services — individual / AOP153(1)(b)11%Rs 30,000Non-filer ~22%
Execution of contract — company153(1)(c)7.50%Non-filer ~15%
Execution of contract — individual / AOP153(1)(c)8%Non-filer ~16%
Dividend15015%Non-filer 30%
Profit on debt (bank / savings)15115%Non-filer up to 35%
Rent of immovable property — company15515%Individuals: slab, 0% up to Rs 300,000/yr
Cash withdrawal over Rs 50,000/day231AB0%Filer exempt; non-filer 0.6%
Mobile / internet bill23615%Adjustable against annual tax
Prize on prize bond15615%Non-filer 30%; other prizes 20%/40%
Purchase of immovable property236K1.50%Flat 1.5% (filer) from Budget 2026-27; non-filer higher
Sale of immovable property236C2.75%Flat 2.75% (filer) from Budget 2026-27; non-filer higher
Export proceeds1541.25%Reduced to 1.25% in Budget 2026-27
Foreign payment via debit / credit card236Y0.50%Reduced to 0.5% in Budget 2026-27
Legal reference

Issuing department: Federal Board of Revenue (FBR). Rates per the Income Tax Ordinance 2001 (sections shown), as amended by the Finance Act 2026, effective 1 July 2026. The annual exemption threshold (Rs 75,000 goods / Rs 30,000 services) is the §153 monetary limit on aggregate yearly payments to one vendor. Property advance tax (236C / 236K) and export / foreign-card rates reflect the Budget 2026-27 changes. Non-filers pay higher rates under the Tenth Schedule. Indicative — confirm with FBR / a tax advisor.

Withhold and reconcile tax automatically.

Zaffre Axon by Zaffre Tech computes withholding tax on vendor payments and keeps a full audit trail across finance and procurement.