Zaffre AxonDemo
Free tool · Updated for Budget 2026-27

Final Settlement Calculator Pakistan 2026-27

Leaving a job? Enter your exit dues: unpaid salary, leave encashment, notice pay, gratuity and provident-fund balance. The calculator applies the gratuity exemption and treats a recognised PF balance as exempt, then shows your net full-and-final amount.

Enter your exit dues. The calculator applies the gratuity exemption and treats a recognised provident-fund balance as exempt, estimates the tax withheld on the taxable part, and shows your net full-and-final amount.

Gross payable
Rs 700,000
Exempt (gratuity + PF)
Rs 75,000
Taxable earnings
Rs 625,000
Tax withheld (est.)
Rs 250
Deductions
Rs 0
Net settlement
Rs 699,750

What we treated as exempt: gratuity Rs 75,000 (Clause 13). Leave encashment, notice pay and unpaid salary are taxable. The tax shown is a withholding estimate, and your annual return settles the final figure.

References: Income Tax Ordinance 2001, 2nd Schedule Clause (13) (gratuity), 6th Schedule (recognised provident fund), First Schedule Part I Division I (salary slabs).

Important: please read. We provide this calculator only to help you estimate your tax. It is not a legal forum and does not constitute professional tax or legal advice. System errors are possible. Always verify your figures manually against the law references cited here (the Income Tax Ordinance 2001 and the Finance Act 2026) before relying on the result or filing your return in FBR IRIS.

Run clean exits for your whole team.

Zaffre Axon by Zaffre Tech works out full-and-final settlements as part of the employee exit workflow, covering gratuity, leave encashment, loan recovery and tax.

Built by Zaffre Tech (Zaffre Axon)